 |
Share Account Rates
| Account Type |
Minimum Balance |
APY |
| Life Benefit Share Account |
$10.00 |
0. 10% |
| |
$5,000.00 |
0.25% |
| Variable Interest Plus (VIP) |
$500.00 |
0.25% |
| |
$5,000.00 |
0.50% |
| |
$10,000.00 |
0.75% |
| |
$25,000.00 |
1.00% |
| Vacation Club |
$0.00 |
0.75% |
| Christmas Club |
$0.00 |
1.25% |
| Ira Variable |
$0.00 |
1.00% |
| |
|
|
| Enhanced Checking |
$1,000.00 |
0.25% |
| Premiere Money Market Account |
$2000.00 |
1.00% |
Regular Share Certificate Rates
| Term |
$2000-$9999 |
$10,000 - $99,999 |
$100,000 & Up |
| 6 month |
1.10% |
1.20% |
1.30% |
| 1 Year |
1.85% |
1.95% |
2.05% |
| 2 Year |
2.20% |
2.30% |
2.40% |
| 3 Year |
2.35% |
2.45% |
2.55% |
| 5 Year |
2.70% |
2.80% |
2.90% |
Traditional & Roth IRA Share Certificate Rates
| Term |
$2000-$9999 |
$10,000 & Up |
| 6 month |
1.10% |
1.20% |
| 1 Year |
1.85% |
1.95% |
| 2 Year |
2.20% |
2.30% |
| 3 Year |
2.35% |
2.45% |
| 5 Year |
2.70% |
2.80% |
Youth Share Certificate Rates
| Term |
$1000 & Up |
| 6 month |
1.20% |
| 1 Year |
1.95% |
| 2 Year |
2.30% |
| 3 Year |
2.45% |
| 5 Year |
2.80% |
Share Certificate Special Rate
| Months |
$2000 Minimum |
| 1 |
0.50% |
Interest rates are subject to change without notice.
The rates set forth herein are for informational purposes and do not constitute an offer to accept deposits.
Personal Loan Rates
| Type
of Loan |
|
Term |
Rate
as low as* |
Personal |
$100 - $20,000 |
Custom Terms to Fit Your Needs |
8.99%
APR*
|
| EZ Line of Credit |
$500 - $20,000 |
Open End - Variable Rate |
6.25%
APR
|
| School Tuition Lines
of Credit |
$500 - $20,000 |
Open End |
6.00%
APR
|
*Stated rate applies to 18 month term. 8.99% rate for 18 months equals 59.60 per month per $1000 borrowed.
Vehicle Loan Rates
| Type
of Loan |
Term |
Regular
Rate
as low as* |
| New or Used Autos, Boats, RVs, and Motorcycles |
Custom Terms to Fit Your Needs |
4.99%
APR* |
| Now Choose Up to 90 days 'til First Payment on any NOFFCU Auto Loan |
*Stated rate applies to 60 month term. 4.99% rate for 60 months equals $18.87 per month per $1000 borrowed.
Real Estate Loan Rates
| CONVENTIONAL FIXED RATEFirst Mortgage Loans |
CONTACT NOFFCU FOR RATEInformation |
| ADJUSTABLE RATE FIRSTMortgage Loans |
CONTACT NOFFCU FOR RATEInformation |
LIMITED TIME OFFER: |
Term |
Rate as low as* |
|
In-House First Mortgage
(purchase or refinance)
|
Please Call |
Please Call |
Up to 90%
Loan to Value
1% Discount Point
No PMI |
| |
|
Term |
Rate |
APR
as low as* |
| Vacant Land Loan |
$5,000-$150,000
Up to 90% LTV |
Custom Terms to Fit Your Needs |
6.24%* |
|
Up to 90%
Loan to Value
1% Discount Point
|
*Stated Rate applies to an 84 month term. 6.24% for 84 months equals $14.72 per month per $1000 borrowed
|
HOME EQUITY LOAN AND LINES OF CREDIT
|
Term |
APR
as low as* |
Home Equity
Loan
|
Up to $150,000 |
Custom Terms To Fit Your Needs |
6.24% * |
| *Stated Rate applies to an 84 month term. 6.24% for 84 months equals $14.72 per month per $1000 borrowed |
| |
Home
Equity Line of Credit
|
$15,000-$150,000*** |
Open
End
|
5.00%
** |
| |
| No Equity Loan |
Up to $25,000 |
Up to 120
Months |
13.99%* |
| *Stated Rate applies to an 120 month term. 13.99% for 120 months equals $15.52 per month per $1000 borrowed |
Repair/Renovation
Home Equity Line of Credit
($450 Loan Admin Fee at
inception of the loan) |
$15,000 up to $150,000 |
Open End |
6.00%** |
| Share
Pledge Loan |
Term |
APR |
Loans secured
by shares on deposit
in a Life Benefit Share Account |
60 Months
Maximum |
Loan interest
rate is 2% above
the rate earned on the related
deposit account.
|
Loans secured
by qualified
Certificates of Deposit. |
60 Months
Maximum |
Loan interest
rate is 2% above
the rate earned on the related
deposit account. |
*Rates subject to credit qualifications
** No Other Discounts Apply
***Subject to credit and collateral qualifications
This information is not an advertisement to extend credit.
All interest rates are subject to change without notice and may be higher than
the listed rates. Rates will vary depending upon term of loan, loan amount,
the date an application is received and your credit history.
All applications for credit are subject to normal credit approval.
All NOFFCU real estate loans are subject to a limited lending
area. Contact credit union for details.
|
|
